Personal finance

This photo shows a sign at the headquarters for Washington state's Employment Security Department Tuesday, May 26, 2020, at the Capitol in Olympia, Wash. Washington state's rush to get unemployment benefits to residents who lost jobs due to the coronavirus outbreak left it vulnerable to criminals who made off with hundreds of millions of dollars in fraudulent claims. (AP Photo/Ted S. Warren)

This May 22, 2020 photo shows a sold sign in front of a house in Brighton, N.Y. On Thursday, May 28, long-term U.S. mortgage rates fell this week as the key 30-year home loan marked an all-time low for the third time in the last few months since the coronavirus outbreak took hold. Mortgage buyer Freddie Mac reports that the average rate on the 30-year loan tumbled to 3.15% from 3.24% last week. (AP Photo/Ted Shaffrey)

FILE - This file image provided by U.S. Centers for Medicare & Medicaid Service shows the website for HealthCare.gov. Many laid-off workers who lost health insurance in the coronavirus shutdown soon face the first deadlines to qualify for fallback coverage under the Affordable Care Act. (U.S. Centers for Medicare & Medicaid Service via AP, File)

FILE- In this Jan. 4, 2019, file photo a sign hangs outside a house for sale in Pittsburgh's Lawrenceville neighborhood. On Thursday, May 21, 2020, Long-term U.S. mortgage rates eased this week in a housing market battered by the shutdown spurred by the coronavirus pandemic. Rates hovered near all-time lows as the benchmark 30-year home loan stayed below 3.30% for the fourth straight week.(AP Photo/Keith Srakocic, File)

FILE - In this April 30, 2020 file photo Administrator of the Centers for Medicare and Medicaid Services Seema Verma speaks about protecting seniors, in the East Room of the White House in Washington. Federal authorities aren’t setting any hard dates for when nursing homes can allow family members to visit again. “We’re urging governors to proceed with extreme caution because these are the most vulnerable citizens. We know that nursing homes have struggled,” said Seema Verma, head of CMS, in a phone interview, Monday, May 18, 2020. (AP Photo/Alex Brandon, file)

FILE - This Feb. 18, 2020, photo shows a real estate sign in front of a home for sale in San Francisco. An estimated 4.1 million Americans have their mortgage in forbearance, according to data released Monday, May 18, by the Mortgage Bankers Association.(AP Photo/Jeff Chiu, File)

FILE - In this Dec. 8, 1938 file photo, Cambridge University students sit during a lecture in Cambridge, England. Cambridge has become the first university in Britain to cancel all face-to-face lectures for the 2020-21 academic year because of the coronavirus pandemic, after 800 years welcoming students to its cloisters, quadrangles and classrooms. (AP Photo, File)

This April 16, 2020 photo shows a real estate company sign marking a home for sale in Harmony, Pa. Long-term U.S. mortgage rates were mixed this week, continuing to hover near all-time lows. Mortgage buyer Freddie Mac reports that the average rate on the benchmark 30-year home loan edged up to 3.26% from 3.23% last week, which was the lowest level since Freddie started tracking rates in 1971. (AP Photo/Keith Srakocic)

Italian Army and Rome's street cleaning task force personnel sanitize a church to prevent the spread of COVID-19, in Rome, Wednesday, May 13, 2020. Italy partially lifted lockdown restrictions last week after a two-month lockdown and onn May 18 churches are preparing to reopen to the public for masses. (Roberto Monaldo/LaPresse via AP)