Personal finance

Ivanka Trump, the daughter and senior adviser to U.S. President Donald Trump, is interviewed by the Associated Press, Friday, Nov. 8, 2019, in Rabat, Morocco. Trump is in Morocco promoting a global economic program for women. (AP Photo/Jacquelyn Martin)

FILE - This Oct. 29, 2013 file photo shows people at Lanikai Beach, a popular neighborhood for vacation rentals, in Kailua, Hawaii. Airbnb Inc. is agreeing to provide Hawaii with records for many of its island hosts as the state tries to track down vacation rental operators who haven't been paying their taxes. Airbnb and the state Department of Taxation reached the agreement after negotiating the scope of a subpoena sought by the state. A judge approved the deal last week. (AP Photo/Audrey McAvoy, File)

FILE - In this Nov. 8, 2018, file photo, the U.S. Medicare Handbook is photographed, in Washington. A new study finds that more than half of seriously ill Medicare enrollees _ 53% _ struggle to pay their medical bills. Prescription drugs are the leading problem. The researchers who wrote Monday’s report in the journal Health Affairs were surprised by their findings, since Medicare is considered relatively good coverage. (AP Photo/Pablo Martinez Monsivais, File)

FILE - In this June 3, 2019, file photo Apple CEO Tim Cook speaks at the Apple Worldwide Developers Conference in San Jose, Calif. Apple said Monday, Nov. 4, that it's committing $2.5 billion to combat California's housing crisis. (AP Photo/Jeff Chiu, File)

President Donald Trump boards Air Force One at John F. Kennedy International Airport, Sunday, Nov. 3, 2019, in New York. (AP Photo/ Evan Vucci)

A man walks near a compound for Saudi Aramco in Jiddah, Saudi Arabia, Sunday, Nov. 3, 2019. Saudi Arabia formally started its long-anticipated initial public offering of its state-run oil giant Saudi Aramco on Sunday, which will see a sliver of the firm offered on a local stock exchange in hopes of raising billions of dollars for the kingdom. (AP Photo/Amr Nabil)

FILE - In this Thursday, Nov. 22, 2018 file photo, President Donald Trump speaks to reporters following his teleconference with troops from his Mar-a-Lago estate in Palm Beach, Fla. President Donald Trump says he will be making Palm Beach, Florida, his permanent residence after he leaves the White House, rather than returning to Trump Tower in New York. Trump tweeted late Thursday, Oct. 31, 2019 that he cherished New York. But he added that "despite the fact that I pay millions of dollars in city, state and local taxes each year, I have been treated very badly by the political leaders of both the city and state." (AP Photo/Susan Walsh, File)

In this Wednesday, Oct. 23, 2019, photo Bullseye, a Miniature Bull Terrier and the official mascot of Target Corporation, poses for a photograph during a Target Holiday Outlook event in New York. Target Corp. says it's spending $50 million more on payroll during the fourth quarter than it did a year ago so that there'll be more workers on hand to help harried shoppers scrambling to get their shopping done in a shorter amount of time. (AP Photo/Mary Altaffer)